What some judges are calling a “get out of jail free” card for big business….

Today we continue a series of blog posts that center around a critical topic for each and every one of us. This topic is arbitration clauses and the impact they are having on both consumers and employees.

As we discussed in our last blog post, the arbitration clause is something that companies are including in their customer agreements which takes away that customer’s right to join a class-action lawsuit.  This right they are taking away is the customer’s most powerful tool in fighting against unfair or illegal business practices.

Furthermore, these same clauses are often being included by businesses in their employee contracts.  As a result, victims of wage and hour violations or workforce discrimination are essentially left powerless when attempting to seek justice.

In our most recent blog post, we shared a video that told the story of how a family was impacted when buying a car under an agreement with an arbitration clause.  Today, we would like to recommend an outstanding two-part article from the NY Times that does a great job presenting this subject and just how critical it is to all of us.




Mintz & Geftic is here to help ensure your rights are not being violated.  If you have concerns about a contract that you’re being asked to sign or one that you may have already signed, please contact us today to discuss.    

Mintz & Geftic, WE WILL FIGHT FOR YOU!


WARNING: Look Out for the Fine Print

Do you remember the last time you purchased a vehicle?  Do you remember agreeing upon a price then finally being called into a finance office to complete the sale?

For most people, this final stage of the car-buying process comes after several hours spent at a dealership.  You’re probably tired and hungry.   Maybe the kids are with you and they’re trying to eloquently present their case that more candy from the vending machine is the only way to prevent them from running around and screaming more.

It is during these moments, as the papers to sign are quickly shuffled across the desk by a finance person, that people are expected to read all of the fine print.  Unless people wanted to make buying a car an overnight trip, it is understandable that many decide to skip reading some paragraphs along the way and just sign or initial where instructed.

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Work in a Virtual Office? Workers’ Compensation Laws Apply

While an employee working from home was considered a rarity as recently as ten years ago, advancements in technology have led to a dramatic shift in the work environment over the past decade. In fact, American Community Survey found that the number of people telecommuting rose 79 percent between 2005 and 2012, which accounts for nearly 30 percent of the entire workforce. With growth figures like these, it stands to reason that more than half of all employees could be working in a virtual office in the not so distant future.

With such a major transformation in the workplace, we’ve reached a point where many laws developed for the traditional work environment have to be analyzed from an all new perspective. One area of law where this has certainly been true in recent years is that of Workers’ Compensation. Continue Reading


Top 10-What New Jersey Drivers Need to Know About Auto Insurance

1. The Coverages : There are 5 types of coverages

A. Personal Injury Protection (PIP) – This is the coverage that pays the doctors if you are injured in an accident. PIP pays your medical bills even if you caused the accident (sometimes called “No Fault”).

B. Liability – This covers damages suffered by others in accidents you cause, and also provides for a lawyer to defend you if you are sued. Liability coverage includes both bodily injury and property damage.

C. Uninsured Motorist Coverage (UM) – This pays you for property or bodily injuries if you are injured in an accident caused by someone without insurance. Continue Reading